Credit Products

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SALARIED LOANS: This is a very popular loan product and it is offered to the working class, ie, salary workers for the purposes of payment of school fees, purchases of automobiles, purchases of land or household items and any other expenses for the maintenance of the borrower’s life and for family..
Government /public salaried worker: This loan product is earmarked for customers who work and receive their salaries through public systems.
Private companies salaried workers: This loan product is processed through private companies whose management have agreed to deduct loan repayment at source and the bulk amounts paid to the bank via cheques issued.

trade loans: This facility is available to all current/savings account holders who operate businesses. This is to support acquisition of fixed assets and working capital needs.

Farmer-based group: This loan is offered to farmer-based groups, under the guidance of the executives of the groups.
Features: A. Farmer-based group should have organised leadership and by-laws.
B. Solidarity group guarantee.

SUSU: This product is offered to individuals who have susu accounts with the bank.
Features: A. The customer (Susu Account Holder) should contribute daily between 1 to 3 months to be eligible for loan.
Not withstanding the above individuals who cannot contribute daily would be allowed to contribute weekly for 3 months.
C. Total contribution for the period between one to three months would be set aside as guarantee fund for duration of the loan.
D. Maximum repayment period of 1 year.
E. One guarantor who actively operates his/her account would be required for loan eligibility.

Quick Susu: This loan product is also offered to individual susu account holders.
Features: A. The customer could be granted a loan of up to GHS2,000.00 (Two Thousand Ghana Cedis) as first-time borrower.
B. Applicants should have a maximum of 1/10 one tenth of the loan amount he or she would be requesting for in their account.
C. The loan duration would be up to 3 months.
D. The loan application process takes up to 24 hours for the loan to be approved and One guarantor who actively operates his or her account would be required.

We will be happy to answer all your questions.

HEAD OFFICE-AGONA NYAKROM, Central region-Ghana: Telephone:033-2021685|033-2194822; E-mail: info@nyakromrcb.com