This is an interest-bearing deposit account which cannot be drawn with a cheque.
Target
Any individual who is 18 years and above, Associations, societies, Companies or Clubs.
Features and requirements
• Customer shall provide 2 passport size pictures and photo-based national ID cards.
• Proof of residence (Utility bills)
• A minimum of Gh¢20 shall be accepted to open the account.
• A minimum of Gh¢20 shall be minimum account operation balance.
• Savings withdrawal form shall be provided when requested by the customer.
Benefits
• Interest is paid on quarterly basis on the amount maintained within the period.
• There are no extra charges on account operations.
• Satisfactory account operations by a customer qualifies him/her for a loan.
• Withdrawal frequency not restricted.
Current Account
Current
This is a non-interest-bearing demand deposit account which is drawn with a cheque and can be overdrawn.
Target
Any individual who is 18 years and above, Sole proprietors, Partnerships, Companies, Associations/Clubs/Societies.
Features and Requirements
• Customer shall provide 2 passport size pictures.
• Proof of residence (Utility bills)
• Valid photo-based national ID card .
• A cash pay-in book shall be issued to customers at a fee.
• A minimum of Ghs15 shall be accepted to open the account.
• Minimum account operation balance shall be Gh¢30.
• A MICR Cheque shall be issued at a fee.
• There will be no interest account operation.
Benefits
•
• Satisfactory account operations qualifies a customer for a loan or Overdraft.
• Free monthly account statement.
Susu Account
Susu
This is a deposit account which cannot be drawn with a cheque. Deposits are made through the agents (Mobile Bankers).
Target
Any individual who is 18 years and above.
Features and requirements
• Cash deposits/contributions can be made daily, weekly, monthly or as the customer prefers.
• Customer shall provide 2 passport size pictures and valid photo-based national ID card.
• Proof of residence (Utility bills)
• A passbook shall be issued to customers .
• A minimum of Gh¢1 shall be accepted to open the account.
• A minimum of Gh¢5 shall be minimum account operations balance.
• Savings withdrawal booklet shall be provided when requested by the customer.
• Account Maintenance fee shall be charged quarterly.
Benefits
•Satisfactory account operations qualifies a customer for a loan.
• Withdrawal frequency not restricted.
• Optional SMS Alert
MEBA DAAKYE Account
Features
• A susu account which enables savings to be made for one's child or ward.
• Money accumulated on this account may help the school needs of the children and other commitments.
• A Child gets full control over the account when he / she turns 18 years.
A free passbook for transaction records and a start-up amount of Gh¢50 .
Collectors walk to clients' doorstep to collect monies on daily basis.
A maximum of three withdrawals per year is allowed
This product has a high-yielding interest .
This product helps build substantial deposit for the child’s future.
This product also provides health insurance cover for the child.